Maganji reads your M-Pesa and Airtel Money messages, turns them into organized expense logs, and shows you the spending patterns you never knew you had — all without ever connecting to the internet.
Maganji does the tedious work so you don't have to. From the moment a payment lands in your SMS inbox, it's already categorised, counted, and contributing to your monthly picture.
Every M-Pesa and Airtel Money SMS is parsed the moment it arrives. Your transactions log themselves while you live your life.
Your financial data never leaves your device. No cloud sync, no account required, no servers involved — ever.
Heatmaps, flow breakdowns, and the 50/30/20 rule applied to your real life. See patterns you never noticed before.
Teach Maganji once — it applies rules forever. Tag 'Pochi payments to Susan' as Groceries and every future payment is auto-categorised.
Export to CSV, back up to Google Drive, restore anytime. Maganji keeps your history even when you switch phones.
M-Pesa, Airtel Money, Equity, KCB, NCBA, Co-op and ABSA — every major Kenyan payment channel supported from day one.
The spending heatmap reveals exactly when you spend — you might discover 80% of your impulse purchases happen on Friday evenings.
The 50/30/20 dashboard compares your real habits against the ideal budget split for Needs, Wants, and Savings — colour-coded and brutally honest.
Trend charts, flow analysis, and top merchant rankings give you the full picture without any spreadsheet work.
Free to download
No account. No subscription. No internet connection needed. Just honest, private expense tracking.
Get it on Google Play
